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Potential for Genetic Discrimination in Access to Insurance: Is There a Dark Side to Increased Availability of Genetic Information?

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dc.contributor.author Adjin-Tettey, Elizabeth
dc.date.accessioned 2015-01-15T22:16:41Z
dc.date.available 2015-01-15T22:16:41Z
dc.date.copyright 2013 en_US
dc.date.issued 2013
dc.identifier.citation Elizabeth Adjin-Tettey, “Potential for Genetic Discrimination in Access to Insurance: Is There a Dark Side to Increased Availability of Genetic Information?” (2013) 50(3) Alberta Law Review 577-614. en_US
dc.identifier.uri http://hdl.handle.net/1828/5854
dc.description This is a post-print version of this paper, published in the Alberta Law Review, (2013) 50(3) pp. 577-614. en_US
dc.description.abstract This article addresses the reliance on genetic information as part of the private insurance industry’s practice of risk segmentation whereby underwriting decisions are based on risk information about individuals and groups as compared to the general population. The author argues that there are a number of concerns regarding reliance on genetic information in insurance underwriting, including uncertainty about what constitutes genetic information and the predictive value thereof, possible conflicts with human rights values, potential reductions in access to insurance, and the legal and ethical obligations of individuals who undergo testing, health professionals, and insurers. This article reviews the solutions that have been adopted in other jurisdictions and concludes that the use of genetic information is consistent with standard insurance industry practices. However, it is recommended that a legislative framework be established in Canada to regulate the use of genetic information. en_US
dc.language.iso en en_US
dc.publisher Alberta Law Review en_US
dc.title Potential for Genetic Discrimination in Access to Insurance: Is There a Dark Side to Increased Availability of Genetic Information? en_US
dc.type Article en_US
dc.description.scholarlevel Faculty en_US
dc.description.reviewstatus Reviewed en_US


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