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Rethinking the Materiality Requirement for Non-Disclosure and Misrepresentation in Insurance Contracts

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dc.contributor.author Adjin-Tettey, Elizabeth
dc.date.accessioned 2015-01-28T23:27:15Z
dc.date.available 2015-01-28T23:27:15Z
dc.date.copyright 2010 en_US
dc.date.issued 2010
dc.identifier.citation Elizabeth Adjin-Tettey, "Rethinking the Materiality Requirement for Non-Disclosure and Misrepresentation in Insurance Contracts” (2010) 89(2) Canadian Bar Review 241-283. en_US
dc.identifier.uri http://www.cba.org/cba_barreview/Search.aspx?VolDate=07%2f01%2f2011
dc.identifier.uri http://hdl.handle.net/1828/5877
dc.description This is a post-print version of this paper, published in the Canadian Bar Review, (2010) 89(2) pp.241-283. An abbreviated version of the paper was published in the Lawyers Weekly, August 20, 2010. en_US
dc.description.abstract Access to private insurance funds has become increasingly important in the neo-liberal state. Accurate risk assessment and actuarial equity are essential for ensuring the viability of insurance as a mechanism for managing risks, which in turn depends on proper disclosure of material risks. This article examines the purpose and scope of the disclosure duty, and remedies for breach of that duty in the context of personal insurance contracts. The current position in Canadian common law jurisdictions may be detrimental to the interests of insureds and beneficiaries. The article proposes reforms to the test for materiality and remedies for breach aimed at protecting the interests of insurers and the reasonable expectations of insureds. en_US
dc.language.iso en en_US
dc.publisher Canadian Bar Review en_US
dc.title Rethinking the Materiality Requirement for Non-Disclosure and Misrepresentation in Insurance Contracts en_US
dc.type Article en_US
dc.description.scholarlevel Faculty en_US
dc.description.reviewstatus Unreviewed en_US


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