Rethinking the Materiality Requirement for Non-Disclosure and Misrepresentation in Insurance Contracts

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dc.contributor.authorAdjin-Tettey, Elizabeth
dc.date.accessioned2015-01-28T23:27:15Z
dc.date.available2015-01-28T23:27:15Z
dc.date.copyright2010en_US
dc.date.issued2010
dc.descriptionThis is a post-print version of this paper, published in the Canadian Bar Review, (2010) 89(2) pp.241-283. An abbreviated version of the paper was published in the Lawyers Weekly, August 20, 2010.en_US
dc.description.abstractAccess to private insurance funds has become increasingly important in the neo-liberal state. Accurate risk assessment and actuarial equity are essential for ensuring the viability of insurance as a mechanism for managing risks, which in turn depends on proper disclosure of material risks. This article examines the purpose and scope of the disclosure duty, and remedies for breach of that duty in the context of personal insurance contracts. The current position in Canadian common law jurisdictions may be detrimental to the interests of insureds and beneficiaries. The article proposes reforms to the test for materiality and remedies for breach aimed at protecting the interests of insurers and the reasonable expectations of insureds.en_US
dc.description.reviewstatusUnrevieweden_US
dc.description.scholarlevelFacultyen_US
dc.identifier.citationElizabeth Adjin-Tettey, "Rethinking the Materiality Requirement for Non-Disclosure and Misrepresentation in Insurance Contracts” (2010) 89(2) Canadian Bar Review 241-283.en_US
dc.identifier.urihttp://www.cba.org/cba_barreview/Search.aspx?VolDate=07%2f01%2f2011
dc.identifier.urihttp://hdl.handle.net/1828/5877
dc.language.isoenen_US
dc.publisherCanadian Bar Reviewen_US
dc.subject.departmentFaculty of Law
dc.titleRethinking the Materiality Requirement for Non-Disclosure and Misrepresentation in Insurance Contractsen_US
dc.typeArticleen_US

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