Potential for Genetic Discrimination in Access to Insurance: Is There a Dark Side to Increased Availability of Genetic Information?

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dc.contributor.authorAdjin-Tettey, Elizabeth
dc.date.accessioned2015-01-15T22:16:41Z
dc.date.available2015-01-15T22:16:41Z
dc.date.copyright2013en_US
dc.date.issued2013
dc.descriptionThis is a post-print version of this paper, published in the Alberta Law Review, (2013) 50(3) pp. 577-614.en_US
dc.description.abstractThis article addresses the reliance on genetic information as part of the private insurance industry’s practice of risk segmentation whereby underwriting decisions are based on risk information about individuals and groups as compared to the general population. The author argues that there are a number of concerns regarding reliance on genetic information in insurance underwriting, including uncertainty about what constitutes genetic information and the predictive value thereof, possible conflicts with human rights values, potential reductions in access to insurance, and the legal and ethical obligations of individuals who undergo testing, health professionals, and insurers. This article reviews the solutions that have been adopted in other jurisdictions and concludes that the use of genetic information is consistent with standard insurance industry practices. However, it is recommended that a legislative framework be established in Canada to regulate the use of genetic information.en_US
dc.description.reviewstatusRevieweden_US
dc.description.scholarlevelFacultyen_US
dc.identifier.citationElizabeth Adjin-Tettey, “Potential for Genetic Discrimination in Access to Insurance: Is There a Dark Side to Increased Availability of Genetic Information?” (2013) 50(3) Alberta Law Review 577-614.en_US
dc.identifier.urihttp://hdl.handle.net/1828/5854
dc.language.isoenen_US
dc.publisherAlberta Law Reviewen_US
dc.subject.departmentFaculty of Law
dc.titlePotential for Genetic Discrimination in Access to Insurance: Is There a Dark Side to Increased Availability of Genetic Information?en_US
dc.typeArticleen_US

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